Use our glossary to assist you in  learning definitions
and phrases around the LifeLot site.

Advanced Care Plan (ACP)

An advance care plan describes what is important to you as well as the healthcare and treatments you want.

Advanced Care Planning

The process of thinking about, talking about and planning for future health care and end of life care.


A person who you appoint to make decisions on your behalf. This is not necessarily a lawyer.


See mental capacity.


A person authorised to represent others. 

  • Medical Delegate: Will receive your Advance Care Plan and access to your medical information in the event of an accident or illness.
  • Life Delegate: Will receive full read-only access to your information, and will be able to download this information as secure pdfs.
  • Trusted Professional: A Trusted Professional is someone like a financial advisor, insurance broker or a medical doctor. Once a Trusted Professional has been granted permission to access certain parts of your account, they can view and upload files that the you're ok about sharing. Hide and share your files at any time as things change.


The person who gives the EPA i.e. who gives authority to the named attorney/s to act on the donor's behalf.


The process of converting information or data into a code, especially to prevent unauthorised access.


The usual abbreviation for Enduring Power of Attorney. Find out more.

Enduring Power of Attorney (Personal Care & Welfare)

Allows your attorney to act in relation to your personal care and welfare only once you have lost your mental capacity. You can only appoint one attorney in relation to your personal care and welfare.

Enduring Power of Attorney (Property)

Relates to all your property not just “land” or “real estate” which you may own. You can appoint more than one attorney in relation to your property.


Lack of mental capacity — see mental capacity below.


Where an EPA is to take effect only if the donor no longer has mental capacity then the formal step of obtaining a doctor's certificate may be  necessary. This is sometimes informally referred to as ”invoking" the EPA.

Legal Executive

Legal executives work under the supervision of a lawyer. Although not qualified as lawyers, legal executives have to go through a course of  raining and pass several exams. They are allowed to witness the signature of the donor of an EPA and are able to explain the effect of the EPA  and how it will work.


A Police vetted individual, tasked with collating a Clients life information into one safe place. Find out more.

LifeLot Delegate

The most trusted people in your life, with whom your "Lot" can be shared in the event of a medical emergency or your passing.

Mental Capacity

The state of mind and level of understanding necessary in order for someone to be able to sign legal documents such as EPAs, wills and  contracts etc. They are not legally valid unless the person who signed had the necessary level of mental capacity.

Personal care and welfare 

Decisions about personal care and welfare affect your personal well-being, not property or financial matters. There are some things that do not come within the authority of a personal care and welfare attorney (see EPA for personal care and welfare — some things to think about).

Power of Attorney

A document which authorises the named attorney to speak for and act on behalf of the person who gave the power of attorney. There are a number of different types of power of attorney. Most common now is the enduring power of attorney. There are also forms of powers of attorney signed by trustees who wish to delegate their role while overseas or physically disabled. (A power of attorney to delegate or hand over the duties of a trustee cannot be an EPA.)


The Protection of Personal and Property Rights Act 1988. This is the law which covers EPAs. It also covers the appointment of property managers and welfare guardians by the Family Court.


Everything that you own. This includes money, investments, business, furniture, household and personal items, motor vehicles and so on.

Property Manager

A person appointed by the Family Court to manage the property of someone who is no longer able to do so themselves. If there is no attorney acting under an EPA for property — or the court has decided the named attorney is not appropriate — then a property manager is appointed.


To cancel so that the document no longer has effect.

Secret Question

A security (secret) question is used as an authenticator by banks, cable companies and wireless providers as an extra security layer.

SSL Certificates

Small data files that digitally bind a cryptographic key to an organisation's details. When installed on a web server, it activates the padlock and the https protocol and allows secure connections from a web server to a browser.


A form, mould, or pattern used as a guide to making something.

Trustee Corporation

People employed by trustee corporations are allowed to witness the donor’s signature on an EPA. Effectively there are now only three such organisations doing this work: Public Trust, Perpetual Guardian and Trustees Executors Limited.

Two-Step Verification

(also known as two-factor authentication), adds an extra layer of security to your account. You sign in with something you know (your password) and something you have (the answer to your secret question). 

USB Drive

A small, portable flash memory card that plugs into a computers USB port and functions as a portable hard drive. USB flash drives are touted as being easy-to-use as they are small enough to be carried in a pocket and can plug into any computer with a USB drive.

Welfare Guardian

A person appointed by the Family Court to manage the personal care and welfare of someone who is no longer able to make such decisions. If there is no attorney acting under an EPA for personal care and welfare — or the court has decided the named attorney is not appropriate — then a welfare guardian can be appointed by the court.

Will (also known as a Testament)

A legal document by which a person, the testator, expresses their wishes as to how their property is to be distributed at death, and names one or more persons, the executor, to manage the estate until its final distribution.